Thursday, December 15, 2011

Why Do Homeowners Insurance Agencies Deny Dog Owners

Almost every dog owner wants their fellow canine to play an important role in their lives, especially when it comes to a homeowners insurance policy. Sadly, according to Bankrate.com, home insurers see certain canine types as dangerous and rule them as high-risk pets. This either place higher homeowners insurance premiums on the dog owner or disqualify them from receiving insurance from certain insurers.

Friday, December 9, 2011

Finding The Best House Insurance

We only want the best. The minute we figure out what the best it, the next thing we try to know is how to get it. When it comes to house insurance, everyone wants to go for the best. In order for you to get the best house insurance, it is very important to own your residence and choose the policy that you are committing to carefully.

Financial guides are there to provide you with the policy provisions of insurance companies. By reading these carefully, you can decide whether the plan and the policy they offer you is what you need.

This is one thing you should always keep in mind. The best home insurance plan is the one that gives you the most of your money's worth. As a customer, you should get what you are paying for.

Tuesday, December 6, 2011

The Insiders Guide To Buying Term Insurance

Most people consider cost the primary reason for choosing one insurance policy over another. While certainly important, there are additional and by no means less important factors. Among them are some questions to consider.

Monday, December 5, 2011

The Ins and Outs of Whole Life Insurance

A breakdown of the pros and cons of whole life insurance

Whole life insurance, otherwise known as permanent life insurance, is designed for people who want coverage their entire life with very few strings attached and zero-risk. Getting whole life insurance quotes is a simple process, but it’s important you understand a little more about how the policy works before shopping around.

Whole life insurance guarantees a payout for the entire term of your life and you pay a monthly or yearly premium for the entire term of your life as well. It’s a very simple policy in its structure since typically the payments do not change (up or down) and the benefit does not change. However, this may not be best suited for everyone, and when you get your whole life insurance quotes you need to make sure you understand exactly what you are buying.

Friday, December 2, 2011

Life Settlements-The Good,The Bad, And The Ugly

Life Settlements-The Good,The Bad, And The Ugly


Mention Life Settlements and you’re bound to hear strong opinions, both positive and negative. The life settlement market has grown into a billion dollar industry in the last few years. If you're over 50 and own a term life insurance policy you no longer need, this could mean money in your pocket.

Long Term Care Insurance - Make sure these are included in your policy!

The majority of people need long term care insurance because not everyone will afford the cost of the nursing home facility. Around 50% of Americans will require long term care insurance in their life time so it makes sense to ensure your care insurance includes/covers the following...

Wednesday, November 30, 2011

What Is a No Claims Bonus?



A no claims bonus is a bonus scheme which rewards customers that don’t make claims on their insurance. After a year or so of not claiming on your insurance you should be eligible for a no claim bonus or discount. A common amount is usually a 30% reduction on your starting rating and can often extended to healthy 60% over time.